1. Pay close attention for potential sales online starting around Wednesday. Many brick and mortar stores do sales on the weekends, and to compete, many internet retailers have moved their sales days up by a couple of days. You can often find exceptional mid-week bargains with just a little online research.
2. To help protect your credit, use only one credit card for online purchases. This will help you quickly track your spending habits when the bank card statement will come in the mail. If you notice any charges which you did not make, call the credit card company immediately and report it to them.
3. When you are creating any purchases online and you are required to make a user account, never utilize the same passwords that you use on other websites. Do not use your e-mail or banking password to make an account to buy shoes from a web retailer. If a person was able to see this password, they might have access to not only your profile on the retailer's store.
4. Ensure that you're entering your payment details on a good site. Search for "https://" within the URL in the site that you're seeking to buy something from. If you don't see that or no symbol of any website security, then it's probably a great idea not to trust those people with your account information.
5. Be suspicious of overdoing it. It is much easier to overspend when you are shopping online. You start to rationalize that you can spend more for those shoes because you saved money on gas and the food you would have gotten in the event you went to the mall, as an example. Give yourself a restriction and stick to it.