1. If you feel that you will be making a lot of online purchases down the road, consider applying for a separate charge card to use simply for these transactions. It is simpler to track all transactions when they are the only items listed on this card's transaction records. Additionally, you don't need to worry about your own funds being compromised, even temporarily, if you are a victim of fraud.
2. When shopping online, choose the best shipping policy. Often companies offer expedited shipping. However, many times getting the product one day earlier can cost you as much as twice the normal shipping price. Therefore, if you can wait on the product to arrive using normal shipping instead of expedited shipping, choose standard shipping to save money.
3. Look for the right times to shop online. Often the stores that you frequent will have online sales that follow a time pattern. Many, for instance, schedule sales for the beginning of the month or at the end. If you see there's a pattern, hold off on buying anything until the upcoming sales period begins.
4. Make sure that you're entering your payment details on a safe and secure site. Look for "https://" inside the URL of the site that you're seeking to buy something from. If you don't see that or no symbol of any website security, then it's probably a good idea not to trust those people along with your account information.
5. If you want to buy books online, you'll get a better deal if you get them used. Depending on the condition you get them in, you may just end up paying a few cents plus shipping. Make sure you read through the description of the book to see if you can find any damages you should be aware of.