1. Sign-up for any identity fraud protection your credit card company offers, particularly if you shop online often. No matter how safe you are or how diligently you believe it is possible to protect your details, it's never one hundred percent guaranteed. Take full advantage of automatic ID protection and know you will have back-up, should the worst occur.
2. Be careful where you submit your bank card information. When you find yourself shopping online, always use secure sites. These are sites that have taken steps to safeguard your valuable information. A secured website will begin with HTTPS instead of the standard HTTP. There may also be a locked icon, in both your address or status bar, depending on which browser you use.
3. In case you are shopping online, never give out your Social Security number. There is absolutely no website that needs this number for you to make a purchase. If you are being asked for your Social Security number during checkout, perhaps you are on a scam website. Leave this site and locate one that includes a better reputation.
4. If you feel you will be making a lot of online purchases down the road, consider trying to get a separate bank card to use simply for these transactions. It is easier to track all transactions should they be the only items listed on this card's transaction records. Additionally, you don't need to worry about your own funds being compromised, even temporarily, if you are a victim of fraud.
5. When you are making a purchase online, make sure that you use credit cards to pay for the transaction. Bank card users are protected against fraud by federal law and are only liable for $50 in these cases. Some card agencies will even go so far as to wave the $50 for you, meaning that you will not be out of pocket.