1. When you are making any purchases on the web and you are required to make a user account, never use the same passwords that you use on other websites. Do not use your e-mail or banking password to make your account to buy shoes from a web retailer. If a person was able to check this out password, they can have access to more than simply your profile on the retailer's store.
2. To help protect your credit, use only one credit card for online purchases. This will help you quickly track your spending habits when the credit card statement comes in the mail. If you notice any charges that you did not make, call the credit card company immediately and report it to them.
3. Turn it into a habit to sign up for price alerts. This goes even for purchases that you've recently made. Price alerts will let you know when a product has dropped to your price you want. And if you've recently purchased at full price, you are able to ask for a price adjustment to meet the new deal.
4. Be cautious which sites you patronize. It is difficult to find out which are on the up or higher and which are not, but there are a few clues. If the address does not seem sensible or the design seems off, go to a different site. In addition, if a bunch of pop-up windows begin appearing, close them out and move on.
5. If a company includes a newsletter, register. Often, companies will give sneak peeks, special deals and discount codes to people on their own mailing list. However, be careful. You don't want to sign up for every company's newsletter or you'll soon be buried under endless emails. Only subscribe to a company's newsletter in the event you really like their products and would use a discount code.