1. To safeguard yourself use a credit card when shopping online. The federal government has passed laws to protect consumers in the event of fraud. The amount the customer is responsible for is actually a mere $50.00 as compared to atm cards where the entire balance may be withdrawn by internet hackers.
2. Sign-up for any identity theft protection your credit card company offers, particularly if you shop online often. No matter how safe you are or how diligently you believe you are able to protect your data, it's never one hundred percent guaranteed. Take full advantage of automatic ID protection and know you will have back-up, should the worst occur.
3. Before shopping from a store that is unfamiliar with you, learn what the store's reputation is much like. You can usually do a web-based search and find out what others think of the business. It is best to accomplish this so you do not find out the difficult way and lose your hard earned money.
4. If you are making a purchase online, ensure that you use a charge card to pay for the transaction. Bank card users are protected against fraud by federal law and therefore are only responsible for $50 in these cases. Some card agencies will even go so far regarding wave the $50 for you, which means that you will not be out of pocket.
5. Prior to making a purchase, compare prices on several websites. Try to find special coupons and offers on these websites to ensure that you are getting the best deal possible. Also look into what it will cost for the shipping on your own items and in case there are free shipping options accessible to you.