1. Get familiar with the shipping facts of an online retailer. Their shipping policy should be outlined in a separate section to illustrate the average time you should get your items, geographic restrictions, shipping choices, possible shipping insurance, and what their shipping and handling fees are. Use all this information to decide if these costs and options fit well for you, your budget, as well as your area before you place an order.
2. To help protect your credit, use only one credit card for online purchases. This will help you quickly track your spending habits when the charge card statement is available in the mail. If you notice any charges that you did not make, call the credit card company immediately and report it to them.
3. Check out coupon sites. Whatever you want to buy could have coupons or discount codes. Before you buy something, make sure that you have the ability to require a few seconds and do a quick search. You may even want to bookmark some coupon sites to have ready when you buy.
4. When you are shopping on the web, make sure that you are merely shopping on secure websites. Look in the web site URL and it should display "https" instead of the usual "http" at the beginning. Usually have an up-to-date copy of anti-virus running on your computer too. This will ensure that you have a safe online shopping experience.
5. Sign-up for any identity fraud protection your credit card company offers, especially if you shop online often. No matter how safe you are or how diligently you believe you are able to protect your data, it's never one hundred percent guaranteed. Take full advantage of automatic ID protection and know you will have back-up, should the worst occur.