1. When you are making any purchases on the internet and you are required to create a user account, never utilize the same passwords that you use on other websites. Do not use your e-mail or banking password to make a free account to buy shoes from a web retailer. If somebody was able to check this out password, they can have access to not only your profile on the retailer's store.
2. Sign-up for any id theft protection your credit card company offers, specifically if you shop online often. No matter how safe you are or how diligently you believe it is possible to protect your data, it's never one hundred percent guaranteed. Take full advantage of automatic ID protection and know you will have back-up, should the worst occur.
3. Look for the right times to shop online. Often the stores that you frequent will have online sales that follow a time pattern. Many, for instance, schedule sales for the beginning of the month or at the end. If you see there's a pattern, hold off on buying anything until the upcoming sales period begins.
4. Read customer testimonials before you buy anything. People are more than happy to complain about bad service online, so search for sites and testimonials which are terrible so that you know what you're getting into. You ought to take bad reviews having a grain of salt, but if you see many, you know there is a problem.
5. Be careful which sites you patronize. It is difficult to know which are around the up and up and that are not, but there are a few clues. If the address does not make sense or the design seems off, go to a different site. In addition, if a bunch of pop-up windows begin appearing, close them out and move on.