1. To safeguard yourself use a credit card when you shop online. The federal government has passed laws to protect consumers in the event of fraud. The amount the consumer is responsible for is actually a mere $50.00 as compared to atm cards where the entire balance can be withdrawn by internet hackers.
2. Check out coupon sites. Whatever you want to buy may have coupons or discount codes. Before you purchase something, ensure that you have the ability to take a few seconds and do a quick search. You may even want to bookmark some coupon sites to have ready when you buy.
3. Before buying from the new online retailer, do some research on them. Check online reviews from other customers to see the actual way it handles things like customer service, shipping, and its overall buying experience. You can also look into the BBB to see if it has any disputes and whether those disputes were resolved professionally. Try contacting the company via email and phone number, if it's posted to ask questions on its business before you buy anything.
4. When you are creating any purchases on the web and you are required to create a user account, never utilize the same passwords that you use on other websites. Do not use your e-mail or banking password to make a free account to buy shoes from a web retailer. If a person was able to see this password, they could have access to not only your profile on the retailer's store.
5. Be skeptical of overdoing it. It is much easier to overspend when you find yourself shopping online. You begin to rationalize that you can spend more for those shoes because you saved money on gas and the food you would have gotten if you went to the mall, as an example. Give yourself a limit and stick to it.