1. To help protect your credit, use only one credit card for online purchases. This will help you quickly track your spending habits when the credit card statement is available in the mail. If you notice any charges which you did not make, call the credit card company immediately and report it to them.
2. When you are shopping online, you should only shop at reputable stores. If the store does not have a good reputation, you may be asking for trouble. Many people have had their credit card and private information stolen from shopping on under reputable websites. Be careful and protect your private information.
3. Be suspicious of overdoing it. It is much easier to overspend if you are shopping online. You start to rationalize that you can spend more money for those shoes because you saved money on gas and the food you would have gotten if you went to the mall, for example. Give yourself a limit and stay with it.
4. Be wary of any emails you receive, even if they appear to be from the retailer you trust. Never click on a link that directs you to a website other than the main one you shopped on. Should you do, you may become vulnerable to a gimmick. Rather than simply clicking on an email hyperlink, just go approximately your browser and enter the web site you want to go to. It really is much safer that way.
5. If you are going to get doing some shopping on the web, make sure you be aware of the liability for each and every credit card you use online. Many credit cards have automatic fraud prevention integrated while others offer it for any minimal fee. You do not want to get stuck with purchases made on the card in the event the number is stolen.