1. Before shopping from a store that is unfamiliar with you, find out what the store's reputation is like. You can usually do a web-based search and learn what others think of the business. It is best to accomplish this so you may not find out the difficult way and lose your hard earned money.
2. If you are making a purchase online, make sure that you use a charge card to pay for the transaction. Bank card users are protected against fraud by federal law and are only liable for $50 in these cases. Some card agencies will even go so far regarding wave the $50 for you, which means you will not be out of pocket.
3. When shopping online, most places only accept debit or credit cards. Remember this when you are deciding on a site to purchase from. In the event you don't feel comfortable providing the company with your charge card information, try to look for another site. Try to find a website that offers a good page when you're adding your credit card information.
4. For those who have questions while shopping, search for a live chat function in the online store. Many big brands (and even some boutique stores) now have this functionality. You can chat immediately with a customer care representative to fix any issues or answer any questions prior to buying. That can give you a lot of peace of mind.
5. If you think that you will be making a lot of online purchases in the future, consider trying to get a separate credit card to use just for these transactions. It is easier to track all transactions if they are the only items listed on this card's transaction records. Additionally, you don't need to worry about your own funds being compromised, even temporarily, if you are a victim of fraud.