1. When you shop online, use a credit card instead of a debit card. This is because charge cards are based on your credit, not the amount of money within your bank account. If a internet hacker gets your banking information, they can completely ruin you within a point of hours.
2. Before you start your internet shopping, be sure that you've got up-to-date antivirus software. Online shopping is a hotbed for suspect websites. Some people build stores with the goal to infect your computer with malware. It's best that you simply take precautions prior to visiting any stores, no matter how reputable you feel they are.
3. When you are making a purchase online, ensure that you use a credit card to pay for the transaction. Credit card users are protected against fraud by federal law and are only responsible for $50 in these cases. Some card agencies will even go so far regarding wave the $50 for you, which means that you will not be out of pocket.
4. For those who have questions while shopping, look for a live chat function in the online store. Many big brands (and even some boutique stores) now have this functionality. You can chat immediately with a customer support representative to fix any issues or answer any questions before buying. That can give you a lot of peace of mind.
5. Make sure that you're entering your payment details on a secure site. Look for "https://" inside the URL from the site that you're attempting to buy something from. If you don't see that or no indication of any website security, then it's probably a good idea not to trust those people along with your account information.