1. Look for the right times to shop online. Often the stores that you frequent will have online sales that follow a time pattern. Many, for instance, schedule sales for the beginning of the month or at the end. If you notice there's a pattern, hold off on buying anything until the upcoming sales period begins.
2. When shopping online, you should be extra careful if you are using your cellphone to buy online. Utilizing a public Wi-Fi can leave your personal vulnerable to hackers. Try to only use your secured network when shopping online using a cellphone and never use a public Wi-Fi hot spot to shop.
3. When shopping online, choose the best shipping policy. Often companies offer expedited shipping. However, often times getting the product one day earlier can cost you as much as twice the normal shipping price. Therefore, if you can wait on the product to arrive using normal shipping instead of expedited shipping, choose standard shipping to save money.
4. Be wary for any emails you receive, even if they appear to be from a retailer you trust. Never click on a hyperlink that directs you to a site other than the main one you shopped on. If you do, you may become vulnerable to a scam. Rather than simply clicking an email hyperlink, just go up to your browser and enter in the web site you need to go to. It is actually much safer that way.
5. Make sure that you're entering your payment details on a good site. Try to find "https://" in the URL in the site that you're attempting to buy something from. If you don't see that or no symbol of any website security, then it's probably a good idea not to trust those people with your account information.