1. Always remember your budget and credit limits while shopping online. The virtual realm of online shopping has become a lot of people in serious debt. You need to look at online shopping in a similar manner you look at offline shopping. Never buy items online that you don't have the cash to pay for.
2. When you shop online, ensure that the online store offers secure checkout. This helps protect your individual information from being stolen. To ensure the site is encrypted check out into your web browser's URL box. The site is secured if the website starts with https. This is short for hyper transfer protocol secure.
3. To guard yourself use a credit card when shopping online. The federal government has passed laws to protect consumers in the event of fraud. The amount the buyer is responsible for is actually a mere $50.00 as compared to debit cards where the entire balance can be withdrawn by internet hackers.
4. When you are searching for a place to buy a specific thing and not one of the results seem to be from familiar retailers, you ought to be hesitant about entering your data. Look for security signs from Verisign or Cybertrust, so that you know the retailer is not out to take your money.
5. Make sure that you're entering your payment details on a good site. Look for "https://" within the URL of the site that you're trying to buy something from. If you don't see that or no sign of any website security, then it's probably a good idea not to trust those people along with your account information.