1. If you are making a purchase online, ensure that you use a charge card to pay for the transaction. Bank card users are protected against fraud by federal law and therefore are only responsible for $50 in these cases. Some card agencies will even go so far concerning wave the $50 for you, meaning that you will not be out of pocket.
2. To help protect your credit, use only one credit card for online purchases. This will help you quickly track your spending habits when the bank card statement is available in the mail. If you notice any charges that you did not make, call the credit card company immediately and report it to them.
3. When searching for a product online, take the time to read reviews. Try finding the same product on different sites to read as many reviews as you can. Reading many reviews will allow you to get a more general notion of whether or not the item you are interested in meets high standards of quality.
4. Get engaged in the social media of the favorite online retailers. Brands with big online presences typically put lots of money behind their social media, and that includes offering their followers some mega-discounts and exclusive deals. You may be one of the lucky ones scoring these deals with just a quick follow or fanning.
5. Pay close attention for potential sales online starting as early as Wednesday. Many brick and mortar stores do sales on the weekends, and to compete, many online stores have moved their sales days up by several days. You can often find exceptional mid-week bargains with just a little online research.