1. While shopping online, you need to be extra careful if you are using your cellphone to buy online. Employing a public Wi-Fi can leave your personal vulnerable to hackers. Try to only use your secured network when shopping online using a cellphone and never make use of a public Wi-Fi hot spot to shop.
2. Always save copies of your orders and receipts from online purchases. Many stores will redirect you to a page after you've submitted an order detailing everything that was bought, customer information, the prices, etc. You should either print a copy of this or save a duplicate to your computer in case any issues arise before the end of the return period. Make sure to save any emails about your items' status or correspondence with the company regarding your orders, too.
3. When you find yourself making a purchase online, make sure that you use a charge card to pay for the transaction. Charge card users are protected against fraud by federal law and are only liable for $50 in these cases. Some card agencies will even go so far regarding wave the $50 for you, meaning that you will not be out of pocket.
4. When you are searching for a spot to buy a product and no results are most often from familiar retailers, you need to be hesitant about entering your information. Look for security signs from Verisign or Cybertrust, so that you know the retailer is not out to take your cash.
5. To help protect your credit, use only one credit card for online purchases. This will help you quickly track your spending habits when the credit card statement will come in the mail. If you notice any charges which you did not make, call the credit card company immediately and report it to them.