1. If you are intending to be online shopping, make sure that you do it from a computer connection you already know is secure, like one that you have in your own home. Hackers look for WI-Fi connections in public places while they are scouting for victims, so avoid shopping when using them.
2. To help protect your credit, use only one credit card for online purchases. This will help you quickly track your spending habits when the bank card statement will come in the mail. If you notice any charges that you did not make, call the credit card company immediately and report it to them.
3. While shopping online, use a credit card as opposed to a debit card. This is because charge cards are based on your credit, not the amount of money within your bank account. If a internet hacker gets your banking information, they can completely ruin you within a matter of hours.
4. Always save copies of your orders and receipts from online purchases. Many stores will redirect you to a page after you've submitted an order detailing everything that was bought, customer information, the prices, etc. You should either print a copy of this or save a duplicate to your computer in case any issues arise before the end of the return period. Make sure to save any emails about your items' status or correspondence with the company regarding your orders, too.
5. When shopping online, choose the best shipping policy. Many times companies offer expedited shipping. However, many times getting the product one day earlier can cost you as much as twice the normal shipping price. Therefore, if you can wait on the product to arrive using normal shipping instead of expedited shipping, choose standard shipping to save money.