1. Before buying coming from a new online retailer, perform some research on them. Check online reviews from other customers to see the way it handles items like customer service, shipping, and its overall buying experience. You can also look into the BBB to find out if it has any disputes and whether those disputes were resolved professionally. Try contacting the company via email and phone number, if it's posted to ask questions regarding its business before you buy anything.
2. To help protect your credit, use only one credit card for online purchases. This will help you quickly track your spending habits when the credit card statement is available in the mail. If you notice any charges that you did not make, call the credit card company immediately and report it to them.
3. If a website is not secure, do not make a purchase. Simply look up at the website address when you are shopping. If you notice an "https" as opposed to an "http," you can feel confident enough to insert your charge card information. However, if there is no "s" inside the address, move on to a different site to be on the safe side.
4. When shopping online, choose the best shipping policy. Many times companies offer expedited shipping. However, many times getting the product one day earlier can cost you as much as twice the normal shipping price. Therefore, if you can wait on the product to arrive using normal shipping instead of expedited shipping, choose standard shipping to save money.
5. Make it a habit to register for price alerts. This goes for purchases that you've recently made. Price alerts will let you know when a product has dropped to a price you like. And in case you've recently purchased at full price, you can request a price adjustment to meet the brand new deal.