1. To safeguard yourself use a credit card while shopping online. The government has passed laws to protect consumers in the event of fraud. The amount the buyer is responsible for is actually a mere $50.00 as compared to atm cards where the entire balance can be withdrawn by internet hackers.
2. If you are going to get doing some shopping online, make sure you be aware of the liability for each credit card you utilize online. Many credit cards have automatic fraud prevention built-in while others offer it for any minimal fee. You do not need to get stuck with purchases made on the card in the event the number is stolen.
3. For those who have questions while shopping, search for a live chat function around the online store. Many big brands (and even some boutique stores) now have this functionality. You are able to chat immediately with a customer care representative to fix any issues or answer any questions before you purchase. That can provide you with a lot of satisfaction.
4. Sign-up for any identity theft protection your credit card company offers, specifically if you shop online often. No matter how safe you are or how diligently you believe it is possible to protect your information, it's never one hundred percent guaranteed. Take full advantage of automatic ID protection and know you will have back-up, should the worst occur.
5. When you find yourself making a purchase online, make certain you use credit cards to pay for the transaction. Charge card users are protected against fraud by federal law and therefore are only liable for $50 in these cases. Some card agencies will even go so far regarding wave the $50 for you, which means that you will not be out of pocket.