1. Sign-up for any identity fraud protection your credit card company offers, particularly if you shop online often. No matter how safe you are or how diligently you believe it is possible to protect your data, it's never one hundred percent guaranteed. Take full advantage of automatic ID protection and know you will have back-up, should the worst occur.
2. Always remember your finances and credit limits while shopping online. The virtual world of online shopping has got a lot of people in serious debt. You need to take a look at online shopping in a similar manner you look at offline shopping. Never buy items online that you don't have the cash to pay for.
3. When you enjoy the ease of frequent online shopping, it's extremely important to keep changing the passwords you use for each account. Every couple of weeks approximately, make up a whole new password to your bank and the shopping sites directly. Use abstract words, combined with numbers and other odd characters for the strongest passwords.
4. Be skeptical of overdoing it. It is much easier to overspend if you are shopping online. You start out to rationalize that you can spend more for those shoes because you saved money on gas and the food you would have gotten if you went to the mall, as an example. Give yourself a limit and stay with it.
5. Be careful which sites you patronize. It is difficult to know which are on the up or higher and which can be not, but there are a few clues. If the address does not make sense or the design seems off, go to a different site. In addition, if a variety of pop-up windows begin appearing, close them out and move on.