1. Although it may seem tedious, be sure you read the contract and terms before you purchase with a website. These documents have valuable information on what you can and cannot do when you have a concern with the item that you bought. Read them thoroughly in order that you do not have an unwelcome surprise when trying to come back items.
2. If you are looking at purchasing from a seller the first time, take a moment to carefully examine their past customer reviews. As a general rule this provides you with an approximate idea of what type of goods and services you need to expect yourself. Anyone who has been rated lowly time and time again should be given a wide swerve.
3. If you are making a purchase online, make sure that you use a credit card to pay for the transaction. Bank card users are protected against fraud by federal law and they are only responsible for $50 in these cases. Some card agencies will even go so far concerning wave the $50 for you, meaning that you will not be out of pocket.
4. Make it a habit to register for price alerts. This goes for purchases that you've recently made. Price alerts will let you know when a product has dropped to a price you like. And when you've recently purchased at full price, you can request a price adjustment to meet the newest deal.
5. To help protect your credit, use only one credit card for online purchases. This will help you quickly track your spending habits when the credit card statement is available in the mail. If you notice any charges that you did not make, call the credit card company immediately and report it to them.