1. Sign-up for any identity fraud protection your credit card company offers, particularly if you shop online often. No matter how safe you are or how diligently you believe it is possible to protect your details, it's never one hundred percent guaranteed. Take full advantage of automatic ID protection and know you will have back-up, should the worst occur.
2. Be careful where you submit your credit card information. When you find yourself shopping online, only use secure sites. These are sites that have taken steps to safeguard your valuable information. A secured website will begin with HTTPS instead of the standard HTTP. There will also be a locked icon, in a choice of your address or status bar, depending on which browser you use.
3. Do not spend too much cash on shipping. Shipping charges can really add up. Many sites offer free shipping, free delivery once you spend a certain amount, or have a coupon code that permits you to get free delivery. Instead of paying your hard earned money on shipping, look for a store that ships for free.
4. If you're worried about whether a shopping website is legitimate or otherwise not, do some research about this. The internet may be a great way to discover other people's experiences with assorted sites. If the reviews of others seem promising, consider making a small first order. This can allow you to test out the client service, shipping, and acquire a feel for the business without risking a lot of money.
5. To help protect your credit, use only one credit card for online purchases. This will help you quickly track your spending habits when the charge card statement comes in the mail. If you notice any charges which you did not make, call the credit card company immediately and report it to them.