1. Always remember your finances and credit limits when shopping online. The virtual realm of online shopping has got a lot of people in serious debt. You need to look at online shopping in the same way you look at offline shopping. Never buy items online that you don't have the cash to pay for.
2. Make sure that you're entering your payment details on a secure site. Try to find "https://" inside the URL in the site that you're seeking to buy something from. If you don't see that or no symbol of any website security, then it's probably a wise idea not to trust those people together with your account information.
3. Be mindful where you submit your credit card information. If you are shopping online, only use secure sites. These are sites that have taken steps to safeguard your valuable information. A secured website will begin with HTTPS as opposed to the standard HTTP. There may also be a locked icon, in both your address or status bar, based on which browser you use.
4. Get familiar with the shipping facts of an online retailer. Their shipping policy should be outlined in a separate section to illustrate the average time you should get your items, geographic restrictions, shipping choices, possible shipping insurance, and what their handling and shipping fees are. Use all of this information to determine if these costs and options fit well for you, your budget, and your area before you place an order.
5. Although it might appear tedious, make sure you read the contract and terms before you purchase with a website. These documents have valuable info on what you can and cannot do when you have a concern with the item that you bought. Read them thoroughly so that you do not have an unwelcome surprise when trying to come back items.