1. When you find yourself making a purchase online, ensure that you use a charge card to pay for the transaction. Credit card users are protected against fraud by federal law and are only responsible for $50 in these cases. Some card agencies will even go so far as to wave the $50 for you, meaning that you will not be out of pocket.
2. Be careful when it comes to the online stores that you consider buying from. If the online store is poorly designed, packed with misspellings, and overall fishy, you should take your money elsewhere. These are signs that something might not be right about this store. It's safer to be safe than sorry.
3. If you like an online store, subscribe to their email distribution list. You will probably receive some coupons and information about deals inside your mailbox. Check these emails regularly to keep up to date with discounted prices and promotional offers. Most online stores often offer free shipping or discounts on certain products.
4. Be careful which sites you patronize. It is difficult to find out which are on the up and up and which can be not, but there are a few clues. If the address does not make sense or the design seems off, go to a different site. Additionally, if a variety of pop-up windows begin appearing, close them out and move on.
5. Sign-up for any id theft protection your credit card company offers, specifically if you shop online often. No matter how safe you are or how diligently you believe you can protect your data, it's never one hundred percent guaranteed. Take full advantage of automatic ID protection and know you will have back-up, should the worst occur.