1. Ensure that you're entering your payment details on a secure site. Search for "https://" within the URL from the site that you're seeking to buy something from. If you don't see that or no symbol of any website security, then it's probably a good idea not to trust those people together with your account information.
2. If you are making a purchase online, make sure that you use credit cards to pay for the transaction. Credit card users are protected against fraud by federal law and they are only accountable for $50 in these cases. Some card agencies will even go so far concerning wave the $50 for you, which means that you will not be out of pocket.
3. Get familiar with the shipping facts of an online retailer. Their shipping policy should be outlined in a separate section to explain the average time you should get your items, geographic restrictions, shipping choices, possible shipping insurance, and what their handling and shipping fees are. Use all this information to determine if these costs and options fit well for you personally, your budget, along with your area prior to placing an order.
4. Shop around while shopping online. You might find that prices for certain items can vary greatly from one store to another. To be sure you get the best deal, look at various stores to find out their prices, as well as shipping charge. This will allow you to get the very best deal you are able to.
5. To help protect your credit, use only one credit card for online purchases. This will help you quickly track your spending habits when the credit card statement is available in the mail. If you notice any charges that you did not make, call the credit card company immediately and report it to them.