1. If you are intending to be online shopping, make sure that you do it from a computer connection you know is secure, like the one which you have in the home. Hackers search for WI-Fi connections in public places when they are scouting for victims, so avoid shopping when using them.
2. When searching out the best price for a big ticket item, make sure you check the store reviews to see if other customers had a good experience with them. It is additionally a good idea to consult with the Better Business Bureau too. You want to be sure that the business is legitimate and values you as a client.
3. To help protect your credit, use only one credit card for online purchases. This will help you quickly track your spending habits when the credit card statement will come in the mail. If you notice any charges which you did not make, call the credit card company immediately and report it to them.
4. Always save copies of your orders and receipts from online purchases. Many stores will redirect you to definitely a page after you've submitted your order detailing exactly what was bought, customer information, the prices, etc. You should either print a duplicate of this or save a duplicate to your computer in case any issues arise before the end of the return period. Make sure to save any emails about your items' status or correspondence with the company regarding your orders, too.
5. If you feel that you will be making a lot of online purchases later on, consider applying for a separate credit card to use simply for these transactions. It is much easier to track all transactions when they are the only items listed with this card's transaction records. Additionally, you don't need to worry concerning your own funds being compromised, even temporarily, if you are a victim of fraud.