1. Sign-up for any identity fraud protection your credit card company offers, specifically if you shop online often. No matter how safe you are or how diligently you believe it is possible to protect your details, it's never one hundred percent guaranteed. Take full advantage of automatic ID protection and know you will have back-up, should the worst occur.
2. If you're considering buying a product online, look into the reviews. The reviews using their company people that have used the product should be able to give you a good idea about the product. You might be able to find out the quality of the product, if this worked as described, and if you should create the purchase.
3. If you are making a purchase online, make sure that you use credit cards to pay for the transaction. Bank card users are protected against fraud by federal law and therefore are only accountable for $50 in these cases. Some card agencies will even go so far as to wave the $50 for you, which means that you will not be out of pocket.
4. To help protect your credit, use only one credit card for online purchases. This will help you quickly track your spending habits when the credit card statement comes in the mail. If you notice any charges that you simply did not make, call the credit card company immediately and report it to them.
5. A great way to stay safe when shopping online is to avoid clicking any web addresses that are sent into your email. If you are expecting an email from a company, visit the actual website and do not click any links. Legitimate businesses do not send emails requesting personal information or account information.