1. Before shopping from a store that is unfamiliar with you, discover what the store's reputation is like. You can usually do an internet search and discover what others think of the business. It is best to do this so you may not find out the difficult way and lose your hard earned money.
2. If you are making a purchase online, make sure that you use a credit card to pay for the transaction. Bank card users are protected against fraud by federal law and are only accountable for $50 in these cases. Some card agencies will even go so far concerning wave the $50 for you, meaning that you will not be out of pocket.
3. To guard yourself use a credit card when shopping online. The government has passed laws to protect consumers in the event of fraud. The amount the buyer is responsible for is actually a mere $50.00 as compared to atm cards where the entire balance can be withdrawn by internet hackers.
4. When shopping for a specific item, check several different online stores. Many times with a little searching, you can save as much as 25 percent. Look at a number of websites to ensure that you are getting the best offer. When figuring each website's price, ensure you include shipping costs into your calculations.
5. Ensure that you're entering your payment details on a safe and secure site. Try to find "https://" within the URL of the site that you're attempting to buy something from. If you don't see that or no indication of any website security, then it's probably a wise idea not to trust those people together with your account information.