1. To help protect your credit, use only one credit card for online purchases. This will help you quickly track your spending habits when the bank card statement will come in the mail. If you notice any charges that you simply did not make, call the credit card company immediately and report it to them.
2. Do not spend too much cash on shipping. Shipping charges can really add up. Many sites offer free shipping, free freight once you spend a certain amount, or use a coupon code that lets you get free shipping. Instead of paying your hard earned money on shipping, look for a store that ships for free.
3. If a website is not secure, do not buy something. Simply check out at the web address when you are shopping. If you notice an "https" as opposed to an "http," you can feel confident enough to insert your credit card information. However, if there is no "s" within the address, proceed to a different site to be on the safe side.
4. For those who have questions while shopping, look for a live chat function around the online store. Many big brands (and even some boutique stores) now have this functionality. It is possible to chat immediately with a customer service representative to correct any issues or answer any questions before buying. That can give you a lot of reassurance.
5. When you're shopping online you have to be sure you are aware who you're buying from. If you're buying with an online auction site, only buy from people that have positive feedback. On other sites look to see when they are a reputable company by trying to find reviews upon them online.