1. To protect yourself use a credit card when shopping online. The government has passed laws to protect consumers in the event of fraud. The amount the buyer is responsible for is a mere $50.00 as compared to debit cards where the entire balance could be withdrawn by internet hackers.
2. When shopping online, you have to be extra careful if you are using your cellphone to get online. Utilizing a public Wi-Fi can leave your personal at risk of hackers. Make an effort to only use your secured network when shopping online using a cellphone and never make use of a public Wi-Fi hot spot to shop.
3. Be wary for any emails you receive, even if they appear to be from a retailer you trust. Never click on a link that directs you to a web site other than the main one you shopped on. If you do, you may become vulnerable to a scam. Rather than simply clicking on an email hyperlink, just go up to your browser and enter in the web site you want to go to. It is actually much safer that way.
4. Do more research in the online store you are considering before ordering a product from their store. If a store does not provide quality service or products, you will most likely find some negative reviews published on other sites. It is best to stay with online stores with the excellent reputation.
5. Be suspicious of overdoing it. It is much easier to overspend when you find yourself shopping online. You start to rationalize that you can spend more money for those shoes because you saved money on gas and the food you would have gotten if you went to the mall, for instance. Give yourself a restriction and follow it.