1. To help protect your credit, use only one credit card for online purchases. This will help you quickly track your spending habits when the bank card statement is available in the mail. If you notice any charges which you did not make, call the credit card company immediately and report it to them.
2. Be careful when it comes to the online stores that you consider buying from. If the web store is poorly designed, full of misspellings, and overall fishy, you should take your money elsewhere. These are signs that something might not be right about this store. It's better to be safe than sorry.
3. Be suspicious of overdoing it. It is much easier to overspend when you find yourself shopping online. You start out to rationalize that you can spend more money for those shoes because you saved money on gas and the food you would have gotten if you went to the mall, for example. Give yourself a limit and stick to it.
4. When you are shopping on the web, make sure that you are just shopping on secure websites. Look in the website URL and it should display "https" instead of the usual "http" at the beginning. Also have an up to date copy of anti-virus running on your computer as well. This will ensure that you have a safe online shopping experience.
5. Before buying a product online, find out more about shipping. If you do not find any information about shipping costs, contact the vendor to find out if there are additional charges for shipping. If there are several shipping options, choose an affordable and reliable option to make sure you receive your product quickly.