1. When you find yourself making a purchase online, make sure that you use a charge card to pay for the transaction. Credit card users are protected against fraud by federal law and they are only accountable for $50 in these cases. Some card agencies will even go so far regarding wave the $50 for you, which means that you will not be out of pocket.
2. Pay close attention for potential sales online starting as soon as Wednesday. Many brick and mortar stores do sales on the weekends, and to compete, many online stores have moved their sales days up by several days. You can often find exceptional mid-week bargains with just a little online research.
3. Do not spend too much funds on shipping. Shipping charges can actually add up. Many sites offer free shipping, free delivery once you spend a certain amount, or have a coupon code that permits you to get free freight. Instead of paying your hard earned cash on shipping, look for a store that ships for free.
4. If you feel you will be making a lot of online purchases in the future, consider applying for a separate credit card to use only for these transactions. It is easier to track all transactions should they be the only items listed about this card's transaction records. Additionally, you don't need to worry concerning your own funds being compromised, even temporarily, if you are a victim of fraud.
5. Although it may seem tedious, be sure you read the contract and terms before you purchase in a website. These documents have valuable info on what you can and cannot do when you have an issue with the item that you bought. Read them thoroughly so that you do not have an unwelcome surprise when trying to come back items.