1. To help protect your credit, use only one credit card for online purchases. This will help you quickly track your spending habits when the bank card statement will come in the mail. If you notice any charges that you did not make, call the credit card company immediately and report it to them.
2. Always save copies of your orders and receipts from online purchases. Many stores will redirect you to definitely a page after you've submitted a purchase detailing anything that was bought, customer information, the prices, etc. You should either print a copy of this or save a copy to your computer in case any issues arise before the end of the return period. Ensure that you save any emails regarding your items' status or correspondence with the company regarding your orders, too.
3. When you find yourself making a purchase online, ensure that you use a credit card to pay for the transaction. Charge card users are protected against fraud by federal law and they are only liable for $50 in these cases. Some card agencies will even go so far regarding wave the $50 for you, which means you will not be out of pocket.
4. Learn more about the payment methods offered by the online store you are interested in. Most stores give you the option to pay with a charge card or with PayPal. A charge card is a safe option only when the store features a secure server. If you do not see any details about safety, it is advisable to go through a different store.
5. Be skeptical of overdoing it. It is much easier to overspend if you are shopping online. You start to rationalize that you can spend more for those shoes because you saved money on gas and the food you would have gotten if you went to the mall, for example. Give yourself a restriction and stick to it.