1. A great way to stay safe when shopping online is to avoid clicking any web addresses that are sent into your email. If you are expecting an email coming from a company, proceed to the actual website and do not click any links. Legitimate businesses do not send emails requesting personal information or account information.
2. Sign up for your chosen online stores' newsletters. Many times online stores sends out daily, weekly or monthly newsletters with special sales, discounts and deals. If you like to spend less, you could possibly score some great deals on items you were going to purchase anyway.
3. Be cautious where you submit your bank card information. When you are shopping online, only use secure sites. These are sites that have taken steps to safeguard your valuable information. A secured website will begin with HTTPS as opposed to the standard HTTP. There can also be a locked icon, either in your address or status bar, based on which browser you use.
4. Sign-up for any identity fraud protection your credit card company offers, particularly if you shop online often. No matter how safe you are or how diligently you believe you can protect your information, it's never one hundred percent guaranteed. Take full advantage of automatic ID protection and know you will have back-up, should the worst occur.
5. Find out the online store's return policy. If you are considering building a purchase on an item that you might like to return, make sure to find out if returning the item is an option. Sometimes when you shop online, items can not be returned and you may not want to be saddled with an unwanted item.