1. Sign-up for any identity theft protection your credit card company offers, especially if you shop online often. No matter how safe you are or how diligently you believe you are able to protect your information, it's never one hundred percent guaranteed. Take full advantage of automatic ID protection and know you will have back-up, should the worst occur.
2. Before buying from a new online retailer, do your homework on them. Check online reviews from other customers to see the actual way it handles stuff like customer service, shipping, and its overall buying experience. You can also look into the BBB to find out if it has any disputes and whether those disputes were resolved professionally. Try contacting the company via email and phone number, if it's posted to ask questions on its business before you buy anything.
3. To help protect your credit, use only one credit card for online purchases. This will help you quickly track your spending habits when the charge card statement comes in the mail. If you notice any charges that you simply did not make, call the credit card company immediately and report it to them.
4. If you're making an online purchase, don't hesitate to contact customer service if you have a question. By contacting customer service before you make your order, you'll find out how helpful customer service is and how quickly they respond. This really is useful information to have in the event that something fails after you've made your purchase.
5. Get familiar with the shipping facts of an online retailer. Their shipping policy should be outlined in a separate section to illustrate the average time you should get your items, geographic restrictions, shipping choices, possible shipping insurance, and what their shipping and handling fees are. Use all of this information to decide if these costs and options fit well for you personally, your budget, along with your area prior to placing an order.