1. If you feel that you will be making a lot of online purchases later on, consider applying for a separate charge card to use simply for these transactions. It is easier to track all transactions should they be the only items listed with this card's transaction records. Additionally, you don't need to worry about your own funds being compromised, even temporarily, if you are a victim of fraud.
2. When shopping online, always try to keep in mind the price of shipping. Many sites offer free shipping on orders over a certain quantity. In the event that you do have to pay shipping, make sure that it is going to squeeze into your budget after you've added everything in your cart. Using a full cart only to find out you are unable to afford the shipping is never an enjoyable experience.
3. A great way to stay safe when you shop online is in order to avoid clicking any web addresses that are sent into your email. If you are expecting an email coming from a company, proceed to the actual website and do not click any links. Legitimate businesses do not send emails seeking personal information or account information.
4. Be cautious where you submit your charge card information. When you are shopping online, only use secure sites. These are sites that have taken steps to safeguard your valuable information. A secured website will begin with HTTPS rather than the standard HTTP. There may also be a locked icon, in both your address or status bar, depending on which browser you use.
5. When you are making any purchases on the web and you are required to produce a user account, never use the same passwords that you use on other websites. Do not make use of your e-mail or banking password to make a free account to buy shoes from a web retailer. If a person was able to see this password, they could have access to more than simply your profile on the retailer's store.