1. Before going shopping at any online retailer, do a quick search for promotional codes. Most of the big retailers often have promotions running which are not advertised on their home page. Performing a quick look for these codes will allow you to insert the code at checkout to save money.
2. To help protect your credit, use only one credit card for online purchases. This will help you quickly track your spending habits when the charge card statement will come in the mail. If you notice any charges that you did not make, call the credit card company immediately and report it to them.
3. Be familiar with the dangers of shopping online together with your mobile device. Although it's convenient for a number of reasons, it does put your personal information at an elevated risk for eavesdropping. Public wi-fi and abbreviated URLs are quicker to get around than conventional computing from home, so save your shopping fix for your safest conditions.
4. Sign-up for any identity fraud protection your credit card company offers, specifically if you shop online often. No matter how safe you are or how diligently you believe you can protect your details, it's never one hundred percent guaranteed. Take full advantage of automatic ID protection and know you will have back-up, should the worst occur.
5. If you are making a purchase online, make sure that you use a charge card to pay for the transaction. Bank card users are protected against fraud by federal law and they are only responsible for $50 in these cases. Some card agencies will even go so far as to wave the $50 for you, meaning that you will not be out of pocket.