1. To help protect your credit, use only one credit card for online purchases. This will help you quickly track your spending habits when the charge card statement is available in the mail. If you notice any charges that you simply did not make, call the credit card company immediately and report it to them.
2. When shopping online, most places only accept debit or credit cards. Take this into account when you are deciding on a site to shop from. In the event you don't feel at ease providing the company with your bank card information, try to find another site. Try to find a web site that offers a safe and secure page when you're adding your bank card information.
3. Sign up for the website's newsletter if they have one. Many times stores will give you a price reduction or some kind of deal whenever you sign up for their newsletter. Find out if there is a deal associated with subscribing to the newsletter at any store you need to shop at.
4. Look for the right times to shop online. Often the stores that you frequent will have online sales that follow a time pattern. Many, for instance, schedule sales for the beginning of the month or at the end. If you notice there's a pattern, hold off on buying anything until the upcoming sales period begins.
5. When you are making a purchase online, make sure that you use a charge card to pay for the transaction. Charge card users are protected against fraud by federal law and they are only accountable for $50 in these cases. Some card agencies will even go so far as to wave the $50 for you, meaning that you will not be out of pocket.