1. Whenever you enjoy the comfort of frequent online shopping, it's essential to keep changing the passwords you use for each account. Every couple of weeks roughly, make up a new password for your bank and also the shopping sites directly. Use abstract words, combined with numbers and other odd characters for that strongest passwords.
2. When you are creating any purchases on the web and you are required to create a user account, never use the same passwords that you use on other websites. Do not use your e-mail or banking password to make a free account to buy shoes from a web retailer. If a person was able to check this out password, they might have access to more than just your profile on the retailer's store.
3. Learn the online store's return policy. In case you are considering creating a purchase on an item that you might want to return, make sure to find out if returning the item is an option. Sometimes when you shop online, items can not be returned and you do not want to be stuck with an unwanted item.
4. Be suspicious of overdoing it. It is much easier to overspend when you find yourself shopping online. You start out to rationalize that you can spend more money for those shoes because you saved money on gas and the food you would have gotten should you went to the mall, as an example. Give yourself a restriction and stay with it.
5. Find out more about the payment methods provided by the online store you are interested in. Most stores give you the option to pay with credit cards or with PayPal. Credit cards is a safe option as long as the store has a secure server. If you do not see any details about safety, it is recommended to go through another store.