1. When you find yourself making a purchase online, ensure that you use credit cards to pay for the transaction. Bank card users are protected against fraud by federal law and therefore are only accountable for $50 in these cases. Some card agencies will even go so far regarding wave the $50 for you, meaning that you will not be out of pocket.
2. Learn the online store's return policy. In case you are considering creating a purchase on an item that you might like to return, ensure you find out if returning the item is an option. Sometimes when you shop online, items cannot be returned and you may not want to be stuck with an unwanted item.
3. After you have found the items you would like, check to see if there are any coupons offered. There are many websites that offer coupons. These coupons can be a certain percent off, a certain dollar amount off or free delivery. Many times several coupons are offered. If this is the case, choose the one which will save you the most money.
4. Make sure that you're entering your payment details on a secure site. Search for "https://" in the URL of the site that you're seeking to buy something from. If you don't see that or no symbol of any website security, then it's probably a good idea not to trust those people with your account information.
5. Read customer testimonials before you buy anything. People are more than happy to complain about bad service online, so search for sites and testimonials which are terrible so that you know what you're getting into. You should take bad reviews using a grain of salt, but if you see many, you know there exists a problem.