1. Make sure to read all the information about any product you are considering purchasing. Just looking with a picture online can be deceiving sometimes. It will make a product look bigger or smaller than it is. Make sure to look at the description so you know exactly what you are purchasing.
2. To guard yourself use a credit card when you shop online. The government has passed laws to protect consumers in the event of fraud. The amount the buyer is responsible for is really a mere $50.00 as compared to debit cards where the entire balance may be withdrawn by internet hackers.
3. A great tip to remember when you're thinking about shopping online is to make sure the site is legit. You don't want to be giving your credit card information away to someone who could potentially scam you. Always look at the site to tell if it's professional and safe for use.
4. To help protect your credit, use only one credit card for online purchases. This will help you quickly track your spending habits when the credit card statement is available in the mail. If you notice any charges that you simply did not make, call the credit card company immediately and report it to them.
5. If you think that you will be making a lot of online purchases down the road, consider obtaining a separate credit card to use just for these transactions. It is easier to track all transactions if they are the only items listed with this card's transaction records. Additionally, you don't need to worry regarding your own funds being compromised, even temporarily, if you are a victim of fraud.