1. If you feel that you will be making a lot of online purchases in the future, consider trying to get a separate charge card to use only for these transactions. It is simpler to track all transactions when they are the only items listed with this card's transaction records. Additionally, you don't need to worry about your own funds being compromised, even temporarily, if you are a victim of fraud.
2. Sign-up for any id theft protection your credit card company offers, especially if you shop online often. No matter how safe you are or how diligently you believe it is possible to protect your data, it's never one hundred percent guaranteed. Take full advantage of automatic ID protection and know you will have back-up, should the worst occur.
3. After you have found the items you desire, check to see if there are any coupons offered. There are many websites that offer coupons. These coupons can be a certain percent off, a certain dollar amount off or free shipping. Many times several coupons are offered. If this is the case, choose one that will save you the most money.
4. Look for the right times to shop online. Often the stores that you frequent will have online sales that follow a time pattern. Many, for instance, schedule sales for the beginning of the month or at the end. When you see there's a pattern, hold off on buying anything until the upcoming sales period begins.
5. To help protect your credit, use only one credit card for online purchases. This will help you quickly track your spending habits when the bank card statement will come in the mail. If you notice any charges that you simply did not make, call the credit card company immediately and report it to them.